Miles & More® World Elite MasterCard®

Image of the Lufthansa Miles & More Premier World MasterCard
  • 35,000 award miles

    After qualifying transactions2

  • 2X miles

    Earn 2 award miles per $1 spent on ticket purchases from integrated airline partners2

  • Lounge access

    Receive two complimentary Lufthansa Business Lounge vouchers annually2

     

  • $89

    annual fee1

Rewards

  • 35,000 award miles 

    Earn 35,000 award miles after you spend $1,000 in purchases in the first 90 days2
  • 2 award miles per $1

    Earn 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners2
  • 1 award mile per $1

    Earn 1 award mile per $1 spent on all other purchases everywhere MasterCard is accepted2

     

  • Achieve Miles & More status faster

    Convert award miles earned on purchases into status miles. Once each year, you can convert 5,000 to 25,000 award miles at a 5 to 1 ratio. For example, 5,000 award miles converts to 1,000 status miles2
  • Up to 15% off Miles & More Hotel and Car Awards

    Receive a discount code for up to 15% off hotel and car rental redemptions at milesandmore.com/hotelandcar2

     

  • Redeem miles

    You can redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance Airlines and other partners2

     

Benefits

  • Lounge access

    Two complimentary Lufthansa Business Lounge Vouchers annually2
  • Receive a companion ticket annually

    subject to taxes and fees2
  • No foreign transaction fees

    on purchases made while in another country1
  • Baggage delay insurance

    reimburses you when baggage checked on a common carrier is delayed
  • MasterCard Travel assistance services

    available 24 hours a day, 365 days a year2
  • Trip cancellation and interruption and commentary 

    coverage protects against forfeited, non-refundable payments and deposits if a trip is cancelled or interrupted for covered reasons2

Interest Rates and Charges Summary

Fee Summary

See terms and conditions for a complete listing of rates and fees

Important Information

  1. Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new cardmembers only. For more information about the rates, fees, the annual fee, other costs, the rewards program rules (including award miles accrual rate and bonus award miles etc.) and benefits associated with the use of the credit card program, please see the Terms and Conditions.

  2. The annual fee will be waived for Senator and HON Circle Members, as long as they maintain their Senator or HON Circle Member status.

    The personal Miles & More service card number of the primary applicant is required within the application process. If you are not already a Miles & More member, please click here to enroll.

  3. About Your Introductory APR: The 0% introductory APR on Balance Transfers will apply for the first 15 billing cycles that immediately follow each Balance Transfer made within 45 days of account opening. At the end of the introductory period the APR for all new and outstanding Balance Transfer balances will be 16.49% or 25.49%, which will be determined at account opening based on your creditworthiness. This APR will vary with the market based on the Prime Rate. There is a fee for Balance Transfers. This introductory APR offer does not apply to Purchase or Cash Advance transactions. See the Terms and Conditions for more information about how, subject to applicable law, your APRs may increase if you pay late.

Rewards Summary

    Award Miles as a Welcome Bonus: Applicants approved for the World Elite MasterCard with $89 Annual Fee will receive thirty five thousand (35,000) award miles after using the new account for one thousand dollars ($1,000) or more in Net Retail purchases (that are not later returned or rescinded) within ninety (90) days of account opening and have paid the annual fee on the account (and such fee is not waived or rescinded). Award miles will be sent to Miles & More at the close of your billing statement after qualifying transaction(s) have been posted. These one-time award miles bonus offers are valid for first-time cardmembers with a new account only. Existing cardmembers and existing accounts are not eligible.

    Earning Award Miles: Applicants approved for the World Elite MasterCard with $89 annual fee will receive two (2) award miles per one dollar ($1) on ticket Purchases directly from Miles & More integrated airline partners and one (1) award mile per one dollar ($1) spent on all other Purchases.

    Miles & More integrated airline partners are: Adria Airways, AirDolomiti, Austrian Airlines Group, Brussels Airlines, Croatia Airlines, LOT Polish Airlines, Lufthansa, Lufthansa Regional, Lufthansa Private Jet, Luxair and SWISS. For complete terms and conditions of the Miles & More Frequent Flyer Program visit miles-and-more.com.

    Lufthansa Business Lounge Voucher: The primary cardmember is eligible to receive two (2) one-time use Lufthansa Business Lounge Vouchers (the Lounge Vouchers) upon the first use of the account for a Purchase. Each year thereafter, the primary cardmember is eligible for the Lounge Vouchers provided the account remains open and in good standing for at least 45 days after payment of the annual fee. Each Lounge Voucher is valid for one (1) cardmember and/or one (1) travel companion for one (1) visit at Lufthansa Business Lounges worldwide. Each Lounge Voucher will be valid for 12 months from the date of issuance to the cardmember's personal Miles & More account in "My in-box". Please allow 2 weeks after qualifications have been met for delivery of Lounge Vouchers. Miles & More is solely responsible for the electronic delivery of the Lounge Vouchers to the cardmember's personal Miles & More account in "My in-box".

    Companion Ticket: The primary cardmember is eligible for an Economy Class Companion Ticket upon the first use of the new account for a Purchase and on the account opening anniversary every year thereafter provided the account remains open and in good standing. Reservations must be made by calling Miles & More Companion Ticket Service at 866-461-5399. Please note that all taxes and fees must be paid for the revenue ticket as well as the Companion Ticket. (Companion portion is only the airfare.) This offer may not be combined or used in conjunction with any other promotion, discount, add-ons or coupons and is not combinable with child, infant or senior citizen fares, travel agent discounts, other promotional offers, group fares, frequent flyer awards or special credit vouchers. Please visit lufthansa-usa.com/companion for full Companion Ticket terms and conditions.

    Status Miles Conversion: The primary cardmember is eligible to convert a minimum of 5,000 award miles up to a maximum of 25,000 award miles into status miles at a ratio of 5:1 upon the first use of the account for a Purchase. Status miles are used for achieving or maintaining a given Miles & More members status (note that HON Circle miles are excluded). Each calendar year thereafter, the primary cardmember will qualify for this benefit provided the account remains open and in good standing for at least 45 days after payment of the annual fee. Only award miles that have been earned for retail Purchases with the World Elite MasterCard (that are not later returned or rescinded) in the current and preceding calendar year are allowed for conversion into status miles. One conversion event per calendar year is permitted and the conversion is non-reversible. The conversion into status miles is available online at miles-and-more.com after login to your personal Miles & More account. Please allow 2 weeks after qualifications have been met for the conversion to be activated.

    Discount Code for up to 15% off Miles & More Hotel & Car Awards: Upon the first use of the account for a Purchase, the primary cardmember will be sent a 15% discount code to their personal Miles & More account in “My in-box”, which can be applied to bookings using Miles & More Hotel & Car Awards (miles-and-more.com/hotelandcar) through the end of that calendar year. Please allow 2 weeks for delivery of your initial discount code. Each calendar year thereafter, the primary cardmember is eligible for the discount provided the account remains open, active and in good standing for at least 45 days after payment of the annual fee in the preceding year. Discount codes will be delivered to the primary cardmember’s personal Miles & More account in “My in-box” by the end of every calendar year with validity for the succeeding calendar year. The minimum amount of miles required for the Hotel & Car Award booking, after the discount has been applied, is 7,500 miles. Depending on the total value of the booking in miles the discount may not be applied in full. (Bookings of 8,824 or more miles will receive a 15% discount using the code. Bookings of 8,823 or fewer miles will result in a discount less than 15% using the code.) More information on the terms and usage of the discount code is available on the discount voucher in “My in-box”. Miles & More is solely responsible for the electronic delivery of the discount code to the cardmember’s personal Miles & More account in “My in-box”.

    Miles & More award flights: Amounts shown based on Economy Class round-trip flight awards for direct travel on Star Alliance member airlines from the U.S., Taxes and fees are not included in the flight awards. Taxes, fees and carrier charges up to $1,800 may apply. For details on the Miles & More program and redemption opportunities please visit miles-and-more.com.

    The Miles & More World Elite MasterCard is issued by Barclaycard pursuant to a license by MasterCard International Incorporated. MasterCard and World Elite MasterCard are registered trademarks of MasterCard International Incorporated.

    ©2016 Barclays Bank Delaware (Barclaycard), P.O. Box 8801, Wilmington, DE 19801, Member FDIC