on Apple purchases2
Earn 3 points
for every $1 spent at Apple3
Earn 2 points
for every $1 spent at restaurants3
Earn 1 point
for every $1 spent on all other purchases3
within the first 30 days of account opening. Promo period based on purchase amount:
6 months: less than $499
12 months: $499 to less than $999
18 months: $999 to less than $1499
24 months: $1499 and over2
Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new cardmembers only. For information about rates, fees, other costs, the reward program rules, and benefits associated with the use of the credit card program, please see the Terms and Conditions.
You may receive a Visa Signature card. Benefits will vary depending upon the card for which you are approved. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benfits that will apply.
Annual Fee: $0. For purchases, and for balance transfers, the variable APR is 14.99%, 20.99% or 27.99%, depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 28.24%. The APRs on your account will vary with the market based on the Prime Rate. The minimum monthly interest charge will be $0.50. Balance transfer fee: 3% (min. $5). Cash advance and cash equivalent fees: 5% (min. $10). Foreign transaction fee: 3%. This information is accurate as of 07/01/2017 and is subject to change after this date. See Terms and Conditions for information about the terms of this offer. In many cases, applications can be processed immediately and a decision made in as little as 30 seconds. In some cases, additional review of your application will be required. Most applications that require additional review can be completed and a decision made within 10 business days.
Special financing offer: The promotional financing offers apply to all qualifying Apple purchases made only at apple.com, Apple Store locations, or 1-800-MY-APPLE using the Barclaycard Visa with Apple Rewards card that post to the new account within the first 30 days of account opening. Qualifying Apple purchases are billed and post to your account when the merchandise is shipped to you. For example, if a partial order that is shipped and billed to your account is an amount that is less than $1499, then your account will not initially be given the 24-month special financing promotional offer and instead your initial statement will reflect the promotional offer described above for a transaction that is less than $1499. Barclaycard will monitor your account and will aggregate the total dollar amount spent at apple.com, Apple Store Locations, or 1-800-MY-APPLE that post within the first 30 days of opening your account. If the total amount is $1499 or more, you will receive the 24-month special financing promotional offer on all qualifying Apple purchases. If the total amount is greater than or equal to $999 and less than $1499, you will receive the 18-month special financing promotional offer on all qualifying Apple purchases. If the total amount is greater than or equal to $499 and less than $999, you will receive the 12-month special financing promotional offer on all qualifying Apple purchases. If the total amount is less than $499, you will receive the 6-month special financing promotional offer on all qualifying Apple purchases. The adjustment(s) will appear on your 2nd or 3rd billing statement.
Exclusions: iTunes purchases are not deemed to be qualifying Apple purchases under this offer and are not eligible for the promotional offer, regardless of where or when the iTunes purchase is made.
Please review the Rewards Summary for important information about the program benefits and features listed above and the Terms and Conditions for full details about the rewards benefits (such as how points or miles are earned), interest rates and account fees and terms for this particular offer before applying.
In many cases, applications can be processed immediately and a decision made in as little as 30 seconds. In some cases, additional review of your application will be required. Most applications that require additional review can be completed and a decision made within 10 business days.
Earning Points: You will earn three (3) points for every $1 when you make a qualifying Apple purchase at store.apple.com, Apple Retail Store, 1-800-MY-APPLE or the iTunes Store. You will earn two (2) points for every $1 you spend on restaurant/dining purchases. For all other purchases, you will earn one (1) point for every $1. Please note that your total purchases include purchases by you and your authorized user(s) and that returns/refunds will be deducted from the total.
Apple is not a participant in or sponsor of this promotion.
Apple Store Gift Card Terms and Conditions
Apple Store Gift Cards are issued and managed by Apple Value Services, LLC, and can be used at an Apple Retail Store, at the Apple Online Store, or by calling 1-800-MY-APPLE. Apple Store Gift Cards are not re-loadable and cannot be redeemed on the iTunes Store, at any Apple Reseller, for additional Apple Gift Cards, for cash (except as required by law), or for shipments outside the United States. Neither the issuer nor Apple is responsible for any lost or stolen gift cards or use without your permission. Additional payment will be required if the purchase price of your new Apple product exceeds the value of the Gift Card. Gift Cards are not for resale. Void where prohibited or restricted by law. Gift Card terms and conditions are subject to change without notice. Use of a Gift Card is governed by the laws of the State of Virginia. To check the available balance on a Gift Card, call 888-320-3301.
The Barclaycard Visa with Apple Rewards credit card is issued by Barclays Bank Delaware (Barclaycard), Member FDIC.