Barclaycard Ring MasterCard®

Image of the Barclaycard Ring Mastercard card
  • Enjoy a low intro APR1

    on purchases and balance transfers

     

  • No balance transfer fees1

  • No foreign transaction fees1

     

     

  • $0

    annual fee1

Rewards

  • Share your opinions & ideas

    and participate in voting on product changes in Barclaycard Ring’s online community.

     

  • Share in the financial success of the card

    with our Giveback program. Choose to keep your share or donate it to charity.

     

Benefits

  • Low intro APR on purchases and balance transfers

    Enjoy a 0% introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening. After that, a variable APR will apply, 13.99%1
  • No balance transfer fees1

  • No foreign transaction fees

    on purchases made while traveling abroad.1
  • Chip technology,

    so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad.2
  • Free online access to your FICO® Credit Score

    lets you keep an eye on your credit score and get alerts when we learn that your score has changed.2
  • Learn more about credit health

    and get a behind-the-scenes look at your card in our Big Print Blog.

Interest Rates and Charges Summary

Fee Summary

See terms and conditions for a complete listing of rates and fees

Important Information

  1. Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new cardmembers only. For information about rates, fees, other costs, and benefits associated with the use of the credit card program, please see the Terms and Conditions.

    About your introductory APR:  The 0% introductory APR on purchases is applicable for the first 15 months after the account is opened. The 0% introductory APR on balance transfers will apply for the first 15 months that immediately follow each balance transfer made within 45 days of account opening. 

    At the end of the introductory period the APR for all new and outstanding purchases and balance transfer balances will be 13.99%. This APR will vary with the market based on the Prime Rate. This introductory APR offer does not apply to cash advance transactions.

Summary

    The Giveback program and profit sharing features are offered at our sole discretion. For more information on the Giveback program, please see the Terms and Conditions.

    The Barclaycard Ring Mastercard is issued by Barclaycard pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.