Enjoy a low intro APR1
on purchases and balance transfers
No balance transfer fees1
No foreign transaction fees1
and participate in voting on product changes in Barclaycard Ring’s online community.
with our Giveback™ program. Choose to keep your share or donate it to charity.
Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new cardmembers only. For information about rates, fees, other costs, and benefits associated with the use of the credit card program, please see the Terms and Conditions.
About your introductory APR: The 0% introductory APR on purchases is applicable for the first 15 months after the account is opened. The 0% introductory APR on balance transfers will apply for the first 15 months that immediately follow each balance transfer made within 45 days of account opening.
At the end of the introductory period the APR for all new and outstanding purchases and balance transfer balances will be 13.99%. This APR will vary with the market based on the Prime Rate. This introductory APR offer does not apply to cash advance transactions.
The Giveback program and profit sharing features are offered at our sole discretion. For more information on the Giveback program, please see the Terms and Conditions.
The Barclaycard Ring Mastercard is issued by Barclaycard pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.