AAdvantage® Aviator® Business Mastercard®

AAdvantage Aviator Business Mastercard card
  • Earn 40,000 AAdvantage® bonus miles2

  • First checked bag free

    on eligible bags2

  • Companion Certificate

    good for 1 guest at $992

  • $95

    annual fee1

Rewards

  • Earn 40,000 AAdvantage® bonus miles

    after making your first purchase in the first 90 days2
  • Earn 2X AAdvantage® miles

    for every one dollar spent on eligible American Airlines purchases2
  • Earn 2X AAdvantage® miles

    for every one dollar spent at eligible office supply, telecom and car rental merchants2
  • Earn 1X AAdvantage® miles

    for every one dollar spent on all other purchases2
  • 5% AAdvantage® mileage bonus

    earned every year after your account anniversary date based on the total number of miles earned using your card2

Benefits

  • First checked bag free

    for you and up to 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines2
  • Companion certificate

    good for 1 guest at $99, issued each year after your account anniversary when you spend $30,000 or more on eligible purchases (taxes and fees apply)2
  • Preferred boarding

    for you and up to 4 companions on your reservation when traveling on itineraries operated by American Airlines2
  • Earn $3,000 Elite Qualifying Dollars

    after spending $25,000 on purchases each calendar year2
  • Receive 25% inflight savings

    on food and beverages when you use your card on American Airlines operated flights2
  • No foreign transaction fees

    when you make purchases outside the U.S.1

     

     

  • Complimentary employee cards

    help you earn miles faster and control business spending
  • $0 Fraud Liability protection

    means you're not responsible for unauthorized charges you report to us

Interest Rates and Charges Summary

Fee Summary

See terms and conditions for a complete listing of rates and fees

Frequently Asked Questions

  • In the AAdvantage® Aviator® Business Mastercard® Terms and Conditions, what do you mean when referring to "You" or "Your"?

    "You" or "Your" means the business owner who applied for the AAdvantage® Aviator® Business Mastercard® account, also known as the "Signing Individual."

  • What are the AAdvantage® Aviator® Business Mastercard® credit offer details?

    This offer is subject to credit approval. Not everyone will qualify for the AAdvantage® Aviator® Business Mastercard®. If, at the time of your application, you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new cardmembers only. Please see Terms and Conditions for more information about rates, fees, the annual fee, costs and terms for this offer before applying.

  • What is the annual fee for the AAdvantage® Aviator® Business Mastercard®?

    There is a $95 annual fee for the AAdvantage® Aviator® Business Mastercard®.

  • How do I earn AAdvantage® miles?

    You earn AAdvantage® miles on retail purchases made with your card account, less credits, returns, adjustments ("Net Purchases") made by you and/or any cardmember(s) on the card account.

    •  You earn two (2) AAdvantage® miles for every one dollar ($1.00) of net purchases made with the card account, rounded up or down to the nearest dollar, on eligible tickets, goods and services purchased directly from American Airlines ("American Purchases"). Eligible American purchases are items billed by American Airlines as merchant of record booked through American Airlines channels (aa.com, American Airlines Reservations, American Airlines Vacations reservations, Airpass and American Airlines airport and city ticket counters). Products or services that do not qualify as American purchases are car rentals and hotel reservations (except taxes and charges paid when redeeming miles for car/hotel), purchase of elite status boost or renewal, and AA CargoSM products and services.

    •  You earn Two (2) AAdvantage® miles for every one dollar ($1.00) of net purchases made with the card account, rounded up or down to the nearest dollar, on eligible office supply merchants, telecommunications merchants, and car rental merchants. Office supply merchants are defined as stand-alone merchants that primarily sell stationery and office supplies for business consumption. Telecommunications merchants are defined as merchants that sell telecommunications equipment such as telephones, fax machines, pagers, and cellular phones, along with providers of telecommunications services including local and long-distance telephone calls and fax services. Car rental merchants are defined as providers of short-term or long-term rentals of cars, trucks, or vans. This does not include merchants that rent motor homes or other recreational vehicles. Purchases made through travel agencies, tour operators and online third party travel sites are not eligible. Purchases must be submitted by eligible merchants using the merchant category codes for purchases in these categories to qualify for the additional miles. We are not responsible for incorrectly coded purchases.

    •  You earn one (1) AAdvantage® mile for every one dollar ($1.00) of net purchases made with the card account everywhere else.

    •  Miles earned will be posted to the Signing Individual's AAdvantage® account within 8-10 weeks.

    •  Balance Transfers, Cash Advances, Cash Equivalent Transactions (transactions in highly liquid assets, e.g., assets that are directly convertible to cash such as, but not limited to, money orders, travelers checks, foreign currency, gambling chips and lottery tickets), fees, finance charges and unauthorized/fraudulent transactions do not earn AAdvantage® miles.

    •  There is no limit to the number of AAdvantage® miles you can earn as long as the AAdvantage® Program continues and your card account remains open and in good standing.

  • How many bonus miles will I earn for activating and using the card in the first 90 days?

    The Signing Individual will earn forty thousand (40,000) AAdvantage® bonus miles after a first purchase is made on the Account within ninety (90) days of Account opening. This one-time AAdvantage® bonus mileage offer is valid for first-time cardmembers with new accounts only. Existing cardmembers, existing accounts, and previous cardmembers with accounts closed in the past 24 months may not be eligible for this offer. This is a limited-time offer and may be canceled at any time without notice. Please allow 4-6 weeks for AAdvantage® bonus miles to be deposited into your AAdvantage® account after the qualifying transaction has posted.

  • Is there a limit to the number of miles I can earn?

    No. There is no limit to the number of miles that can be earned with your AAdvantage® Aviator® Business Mastercard®.

  • How do I redeem my AAdvantage® miles?

    To redeem miles for flights on American Airlines, log in to your AAdvantage® account at aa.com or call American Airlines Reservations. Please visit aa.com for more details about American Airlines redemption policies and procedures.

  • Do my AAdvantage® miles expire?

    Yes, earned miles will expire if there is no mileage earning or redeeming activity at least once every 18 months on your AAdvantage® account. Mileage earned from use of the AAdvantage® Aviator® Business Mastercard® for at least one purchase every eighteen (18) months qualifies as activity on your AAdvantage® account that will prevent miles from expiring. Please visit https://www.aa.com/i18n/aadvantage-program/terms-and-conditions.jsp for more information about the AAdvantage® Program terms and conditions, including the mileage expiration policy.

  • When will I receive my Companion Certificate?

    The Signing Individual will earn a domestic economy fare American Airlines Companion Certificate (the "Companion Certificate") redeemable for one companion ticket at $99 (plus taxes and fees) provided that: (1) $30,000 or more in eligible net purchases are made with your card account during each 12 month period through and including the card account anniversary month (the “Cardmembership Year”) and (2) your card account remains open for at least 45 days after the anniversary date. Please allow 8-10 weeks for delivery of the Companion Certificate. When used according to its terms, you will pay a $99 companion ticket fee plus $21.60 to $43.20 in government taxes and fees, depending on itinerary, for one round trip qualifying domestic economy fare ticket for a companion when an individual round trip qualifying domestic economy fare ticket is purchased and redeemed through American Airlines Meeting Services. Travel must be booked and purchased in select economy inventory. The Companion Certificate will be valid one year from issue and is valid for travel on flights within the 48 contiguous United States on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated by Air Wisconsin Airlines Corporation, Compass Airlines, LLC, Envoy Air Inc., ExpressJet Airlines, Inc., Mesa Airlines, Inc., Piedmont Airlines, Inc., PSA Airlines, Inc., Republic Airline Inc., SkyWest Airlines, Inc., or Trans States Airlines, LLC. For residents of Alaska and Hawaii, the Companion Certificate is valid for round trip travel originating in either of those two states and continuing to the 48 contiguous United States. Applicable terms and conditions are subject to change without notice. Details, terms and conditions, certain restrictions, and restricted dates apply and will be disclosed on the Companion Certificate.

  • How do I earn my 5% AAdvantage® mileage bonus?

    Each Cardmembership Year, the Signing Individual will earn a 5% American Airlines AAdvantage® mileage bonus on eligible purchases provided that the following conditions are met: (1) the Signing Individual renews the annual cardmembership, and (2) the card account remains open for at least 45 days after the anniversary date. Balance transfers, fees, cash advances, items returned for credit and finance charges are not purchases. The 5% AAdvantage® mileage bonus will be calculated as a percentage of the eligible purchases made on the card account during the Cardmembership Year and will post to the Signing Individual's AAdvantage® account 6-8 weeks after the above requirements are met.

  • How do I receive my first eligible bag checked free on American Airlines?

    The Signing Individual may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines or on American Eagle® domestic itineraries marketed by American Airlines and operated by Air Wisconsin Airlines Corporation, Compass Airlines, LLC, Envoy Air Inc., ExpressJet Airlines, Inc., Mesa Airlines, Inc., Piedmont Airlines, Inc., PSA Airlines, Inc., Republic Airline Inc., SkyWest Airlines, Inc., or Trans States Airlines, LLC. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline.

     

    Up to four (4) customers traveling with the eligible Signing Individual will also get their first checked bag free of charge if they are listed in the same reservation.

     

    For this benefit to apply, the card account must be open 7 days prior to air travel AND the reservation must include the Signing Individual's AAdvantage® number 7 days prior to air travel. If your card account is closed for any reason, these benefits will be cancelled. This benefit cannot be combined with any existing AAdvantage® elite program benefits, or Premium cabin benefits, including any waiver of baggage charges. The first checked bag benefit does not apply to overweight or oversized bags. Please see aa.com for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.

  • How do I get my 25% savings on eligible inflight purchases?

    A Signing Individual whose card account is in good standing will qualify for a 25% savings on eligible inflight purchases. Eligible purchases include the inflight purchase of food and beverages on American Airlines operated flights when purchased using the card account. Savings does not apply to any other inflight purchases, such as wireless internet access or inflight entertainment. This offer is available on eligible flights as long as supplies last. This benefit applies to domestic flights marketed and operated by American Airlines and operated by Air Wisconsin Airlines Corporation, Compass Airlines, LLC, Envoy Air Inc., ExpressJet Airlines, Inc., Mesa Airlines, Inc., Piedmont Airlines, Inc., PSA Airlines, Inc., Republic Airline Inc., SkyWest Airlines, Inc., or Trans States Airlines, LLC where credit card transactions are accepted. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. This savings will appear as a card account statement credit 6–8 weeks after the purchase is posted to the card account. Additional terms, conditions and restrictions may apply. Applicable terms and conditions are subject to change without notice.

  • How do I receive preferred boarding?

    An eligible Signing Individual will board after Priority boarding is complete, but before the rest of economy (Main Cabin) boarding. The boarding benefit will display on your American Airlines boarding pass as Group 5. Up to four (4) customers traveling with and listed in the same reservation as the Signing Individual are eligible to board at the same time as the Signing Individual. For this benefit to apply, the card account must be open 7 days prior to air travel AND the reservation must include the Signing Individual’s American Airlines AAdvantage® number 7 days prior to air travel. If your card account is closed for any reason, this benefit will be cancelled. This benefit applies to flights marketed and operated by American Airlines or on flights marketed by American Airlines and operated by Air Wisconsin Airlines Corporation, Compass Airlines, LLC, Envoy Air Inc., ExpressJet Airlines, Inc., Mesa Airlines, Inc., Piedmont Airlines, Inc., PSA Airlines, Inc., Republic Airline Inc., SkyWest Airlines, Inc., or Trans States Airlines, LLC. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Applicable terms and conditions are subject to change without notice.

  • How do I earn Elite Qualifying Dollars?

    The Signing Individual may earn $3,000 Elite Qualifying Dollars ("EQDs") after spending $25,000 in net purchases that post to the card account from January 1st through December 31st each calendar year. A Signing Individual may earn the maximum $3,000 EQDs per calendar year through the card account, unless the Signing Individual has already earned the maximum number of EQDs through other AAdvantage® co-branded credit cards. EQDs earned are in addition to the AAdvantage® miles earned for net purchases made on the card account. Net purchases exclude returned goods and services, cash advances, convenience checks, transferred balances, credit, fees and finance charges. Net purchases made by other Cardmembers through additional cards on the Signing Individual's card account will count toward the Signing Individual's qualifying spend. EQDs earned as a result of this benefit will typically be posted to the Signing Individual's AAdvantage® account 6-8 weeks after meeting the spend requirement. EQDs will not count toward AAdvantage® Million MilerSM status. EQDs cannot be redeemed for award travel, AAdvantage® miles or any other AAdvantage® Program awards. EQDs earned with the card account qualify toward the Signing Individual's AAdvantage® Program elite status earning requirements each calendar year, subject to the limits under the Reward Rules and the AAdvantage® Program. Full details on elite status and qualifications are available at aa.com/aadvantage.

  • What does no foreign transaction fees mean?

    No foreign transaction fees means you don't pay additional transaction fees on purchases you make internationally.

  • What is a chip card?

    In addition to storing your account information on a magnetic stripe on the back of your card, chip cards also keep your account information on a small electronic chip. Since the chip uses encryption technology, your transaction information is more secure. The AAdvantage® Aviator® Business Mastercard® is a chip-and-signature card with PIN capability for use at unattended terminals – offering U.S. cardmembers optimal acceptance and convenience when traveling internationally.

  • What is $0 Fraud Liability protection?

    This means that you're not responsible for any unauthorized transactions made with your account that you report to us.

  • What other benefits of the AAdvantage® Aviator® Business Mastercard® would be valuable to a small business owner?

    The AAdvantage® Aviator® Business Mastercard® offers small business owners increased flexibility and spending control:

    •  The ability to separate business and personal expenses to make recordkeeping simple.

    •  A dedicated credit line for your business, allowing you to consolidate business expenses.

    •  A source of working capital with the flexibility to pay your account in full each month or to pay over time (interest charges apply if not paid in full).

    •  Access to cash through a worldwide network of Automated Teller Machines and through the use of convenience checks (fees apply).

    •  Unique card numbers for you and your employees linked to your company account, allowing you to see a consolidated summary of all your business expenses.

    •  Control over individual employee total credit line, single purchase limit and cash access.

    •  24/7 online convenience with the ability to monitor recent transactions, download transactions and control employee spending

Important Information

  1. Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new cardmembers only. For information about rates, fees, the annual fee, other costs, the reward program rules, and benefits associated with the use of the credit card program, please see the Terms and Conditions.

  2. Please refer to the AAdvantage® Aviator® Business Mastercard® FAQs and Terms and Conditions for more information about the program benefits and features.

  3. The AAdvantage® Aviator® Business Mastercard® is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Business Mastercard is a registered trademark, and the circles design is a registered trademark of Mastercard International Incorporated.

    American Airlines reserves the right to change the AAdvantage® program and its terms and conditions at any time without notice, and to end the AAdvantage® program with six months' notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. Unless specified, AAdvantage® miles earned through this promotion/offer do not count toward elite-status qualification or AAdvantage Million MilerSM status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit aa.com/aadvantage.

    American Airlines, AAdvantage, the Flight Symbol logo, and AAdvantage Million Miler are trademarks of American Airlines, Inc.